Archive for June, 2008
Wednesday, June 18th, 2008
A growing wealth planning tool, the Health Spending Account (HSA), was enacted by a Medicare bill signed into law December 8, 2003. Under this program, individuals are able to absorb some of their own health risks and lower their premiums as a result.
The HSA program works in conjunction with your ...
Posted in Estate Planning | 2 Comments »
Tuesday, June 17th, 2008
With the surge in foreclosures over the last year, Mortgage companies are beginning to gain large amounts of property. When property is sold at foreclosure, the Mortgage lender typically bids at or near the loan payoff amount. With historically poor underwriting decisions, lenders are now finding that many foreclosed properties ...
Posted in Real Estate | 3 Comments »
Sunday, June 8th, 2008
While often advertised, consumers find regularly that credit reports and credit scores are rarely free. Instead, they are provided as an incentive to encourage enrollment in monthly monitoring programs, which, of course, have a fee.
This issue could change with the recent Class Action Settlement involving Transunion. While admitting no fault, ...
Posted in Debt, Collections, and Credit | 1 Comment »
Thursday, June 5th, 2008
A question that I am often asked is if a Realtor is truly necessary to sell a home. The answer is almost always no, but you probably should.
Realtors provide a very important service to both buyers and sellers of real estate. The key is to find a Realtor that will ...
Posted in Real Estate | 2 Comments »